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Health Care Insurance 101

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Learn the basics to health insurance and how to make it work best for your life.


What To Know About Health Plan Types

Learn the key differences between common health insurance plan types, including CDHPs, PPOs, HMOs and EPOs, and how factors like premiums, deductibles, provider networks and referrals can affect your healthcare costs and coverage. Understanding your health plan options and benefits can help you choose the right health insurance coverage for your needs and avoid unexpected medical expenses.

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Understanding Health Insurance Networks

Learn how health insurance networks connect you with doctors, hospitals and specialists while helping make care more affordable and accessible close to home. Understand the difference between in-network and out-of-network care so you can make informed healthcare decisions and get the most value from your health coverage.

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A Simple Guide To Understand Your Health Plan

Learn the basics of health insurance with this easy-to-understand guide that explains key terms like premiums, deductibles, copays, coinsurance and out-of-pocket maximums. Discover how health plans work, how in-network care can help lower costs, and what you need to know to make informed health coverage decisions and maximize your benefits.

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What To Know About Health Insurance and Pregnancy

Having a baby is a thrilling event for many families. No one wants to have to think about health insurance during such a momentous time. There are ways BlueCross can help. Here are some important things to know about pregnancy and health insurance. 

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How Limiting Some Care Can Save Money

The key to saving on health care costs is getting the right care and limiting unnecessary tests and procedures. Members can take control of their health by asking questions of their doctors and care team.

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