South Carolina Blues - Understanding Your Coverage

Because it matters how you’re treated.

Understanding Your Coverage

Federal Employee Program

The Blue Cross and Blue Shield Service Benefit Plan, usually called the Federal Employee Program or FEP, is the largest private health insurance contract in the nation.

SC State Employees

Get information specific to your health plan.

Prescription Drug Information

Need help finding a pharmacy or checking to see if a drug is covered? This section can help.

Medical Policies

Not sure if we cover a procedure or treatment? Review our medical policies.


Learn basic insurance terms so you can better understand your coverage.

Explanation of Benefits

Learn how to read your Explanation of Benefits (EOBs) and Summary Explanation of Benefits.

National BlueCard® Coverage

Wherever you go. Your health care coverage goes with you. When you're a BlueCross BlueShield plan member, you take your health care benefits with you — across the country and around the world.

Additional Information Requests

To ensure you receive the highest quality of care at the right cost, we need to maintain up-to-date information at all times. Learn about the types of requests we may send and how we use this information.

Mental Health & Substance Abuse Benefits

We offer coverage for mental health and substance abuse treatment.

Newly Insured?

Here’s what new members can expect.

Health Management

Qualified members have access to a personalized health program tailored to help educate you and manage your specific health conditions.

LMC Patients

Learn more about our efforts to keep Lexington Medical Center in your network.