Short-Term Health Plans
Blue TermSM short term health plans
There may be times when your clients need a health plan to fill in a gap between traditional insurance coverage, such as if:
- They’ve started a new job and are waiting for benefits to start.
- They missed open enrollment and don’t qualify for a special enrollment period.
- They’re still in college, just graduated or turned 26 and don’t qualify for coverage under their parents’ plan.
- They don’t want to use COBRA coverage.
Blue Term plans come in a range of plan lengths and coverage levels. It’s important to note that these aren’t traditional health plans. They don’t cover care for pre-existing conditions. And they aren’t Qualified Health Plans under the Affordable Care Act (ACA). So, they won’t help clients avoid penalties for not having qualified health coverage.
Download a brochure for more information.