If your insurance plan includes dental coverage, this coverage is separate from your health plan. It has its own deductible and cost share structure.
Most dental plans help pay for services such as:
- Routine cleanings and exams
- Dental X-rays
- Fillings and crowns
- Root canals
Some plans even include coverage for specialty services, such as braces.
How dental coverage may vary
Dental coverage often has a yearly limit on how much the plan will pay for covered services. Your cost share may vary depending on the type of service. For instance, you may need to pay a larger percentage of the cost for a crown than for a filling.
Other requirements and limitations may also apply.
Know your specific benefits
Want to see what dental benefits your plan covers? If you have dental coverage through BlueCross, simply log into My Health Toolkit®. Then look for Dental under the Benefits tab. You can view information about:
- Who’s enrolled in your plan
- Your service maximum amounts
- Recent claims
- Pre-treatment estimates
Log into My Health Toolkit® any time. Or download the mobile app and take your benefits information with you wherever you go.
Check your coverage
Planning a trip to the dentist? My Health Toolkit makes it easy to see what services are covered under your plan. So you can see ahead of time how much you might expect to pay out of pocket when you get dental care. Just log into the secure website — or use the mobile app. Go to the Benefits section and look for Dental to see what your plan covers.