The information on this page applies to Business BlueEssentials^SM members. You may have one of these plans if you work for a small business and get health insurance through your employer. These plans comply with the Affordable Care Act (ACA).

Not sure if this applies to you? Check your insurance card. The first three letters of your member ID should be ZCV.

BlueCross works with a team of health care providers to choose drugs that provide quality treatment. The plan covers medications when:

• The drug is medically necessary.
• You fill the prescription at one of our network pharmacies.
• You follow all plan rules.

Want to know if a medication is covered by your plan? It’s easy to search our covered drug list.

Vaccine Networks

Business BlueEssentials members can get vaccinated for the flu, pneumonia and other illnesses at CVS/pharmacy locations at no cost. Just show the pharmacist your member ID, and there’s no copay.

There are CVS/pharmacy locations across the country. Use Caremark’s Pharmacy Directory to find one near you. Or browse one of these lists:

• Find a CVS/pharmacy near you with the South Carolina Retail Pharmacy Vaccine Network listing.
• Away from home? View the National Vaccine Network Directory listing to locate a CVS/pharmacy in your current area.

If you choose to get an eligible vaccine at a pharmacy other than CVS/pharmacy, you may have to pay a charge. This amount would not apply to your deductible or out-of-pocket maximum.

Pharmacy Directory

Use Caremark's Pharmacy Directory to find pharmacies near you. This link opens a third-party website in a new window. That company is solely responsible for the content and privacy policy on its site. Or log into My Health Toolkit^® to view the Business BlueEssentials pharmacy directory.

Drug Cost Tool

As a Business BlueEssentials plan member, you also have access to the drug cost tool. Use the tool to find out:

• How much you can expect pay out of pocket for a medication
• Lower cost alternatives, if there are any, that you may want to discuss with your health care provider
• Whether there are rules or limitations to your coverage for the drug

To access the drug cost tool, log into My Health Toolkit. Select Benefits. Under Prescription Drugs, select Coverage and Cost.

Not yet a BlueCross member? You can use Caremark’s drug cost tool to see the average total cost of a particular drug and any limitations to getting it.

Caremark is an independent company that manages pharmacy benefits on behalf of BlueCross. That company is solely responsible for the contents and privacy policy on its site.