Individual & Family Plans

You deserve a plan that exceeds your expectations. BlueCross BlueShield of South Carolina has several $0 and low-cost premium plans that deliver the dependable coverage you deserve and benefits you want.

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What do you want to do?

Are you eligible for a financial assistance?

Did you know that 4 out of 5 people can get a plan for $10 or less? Many also qualify for a plan as low as $0 per month. People can apply for a discount called a subsidy (tax credit). This helps to offset a health plan’s monthly cost.

Many that are between 100–400% of the Federal Poverty Level (FPL) can qualify for an Advanced Premium Tax Credit (APTC). Factors like location, age and household size can also impact subsidy eligibility. 

Those who fall between 100–250% of the FPL may also be eligible for a Cost-Sharing Reduction plan in addition to APTC. These plans offer even lower out-of-pocket costs.

Check the FPL chart to see if you qualify for financial assistance.

Available plans

Our plans are available in three metallic levels: Bronze, Silver and Gold. These levels were created to show the level of coverage within a plan. The plans vary by how much medical costs you will pay on average. The per month cost of these plans will vary depending on how much financial assistance you are available for.

Which plan is right for you?

The power of Blue

There are so many benefits to buying a BlueCross plan.

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Accepted by the most doctors and hospitals in the state

#1 health plan in the South Carolina

Rewards for wellness activities

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Award-winning customer service

100% coverage of preventive services

No referrals to see a specialist


*Rewards can only be used towards copays, coinsurance, and out-of-pocket expenses for Individual and Family members to use towards covered medical services. Excludes pharmacy.

Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace® website at This website does not display all Qualified Health Plans (QHPs) available through To see all available QHP options, go to the Health Insurance Marketplace® website at

Open Enrollment is over.

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