Individual & Family Plans
Are you eligible for financial assistance?
If you make $14,500 or more per year, you may be eligible for a subsidy. Call us today to learn more.
You can find an agent in your area or call and speak with an agent directly.Find an agent Call 855-244-3694
Meet in the store, virtually or over the phone with a South Carolina BLUESM retail center expert.Schedule an appointment
*To qualify for the $0 monthly premium plan, individuals and families must meet strict income requirements to be eligible for an Advance Premium Tax Credit that reduces this premium to as low as $0.
**Rewards can only be used towards copays, coinsurance and out-of-pocket expenses for individual and family members to use towards covered medical services. Excludes pharmacy.
Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all qualified health plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace website at HealthCare.gov.
Open Enrollment is underway!
Open Enrollment is here. This is when you can shop for and enroll in an individual and family plan for 2024. Need a plan for 2023? You must qualify for a Special Enrollment Period (SEP).
A statewide network of options
BlueCross BlueShield of South Carolina offers our members a variety of options to suit their health insurance needs. From statewide to regional and telehealth, we have something for everyone.
Our plans are available in three metallic levels: Bronze, Silver and Gold. These levels were created to show the level of coverage within a plan. The plans vary by how much medical costs you will pay on average. The per month cost of these plans will vary depending on how much financial assistance you qualify for.
Which plan is right for you?
From BlueEssentialsSM, the No. 1 health plan in South Carolina, to regional network plans for certain counties, our members have more options for health care plans than any other insurance company in the state. We also offer dental plans and the option to access health care coverage outside of South Carolina when you're traveling.
The power of Blue
BlueCross offers our members a variety of added benefits to your coverage, plus peace of mind knowing that you have access to:
- All hospitals and most doctors in South Carolina.
- Affordable plan options including plans that come with a $0 monthly premium*.
- 100 percent coverage of preventive services.
- Online tools to find doctors, pharmacies and a prescription drug lookup.
- Rewards for completing wellness activities**.
- Award-winning, local customer service agents.
Available in all 46 counties, BlueEssentials provides consumers with access to the most doctors and hospitals in the state.Brochure Download (including BlueEssentials, Blue VirtuConnect and Blue Secure Dental) Provider Directory Pharmacy Directory Rx Lookup Tool Private Marketplace Plans Brochure (including BlueExtend plans)
Learn more about our regional network plans located throughout the state.Brochure Download Provider Directory
Learn more about Blue Secure Dental, an available add-on for ACA members.Learn more Provider Directory
Providing access to telehealth for primary care and routine checkups.Learn more Provider Directory