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*Rewards can only be used towards copays, coinsurance, and out-of-pocket expenses for BlueEssentials members to use towards covered medical services. Excludes pharmacy.

Have You Lost Health Insurance?

If you have lost coverage, you may be eligible to enroll in health insurance right now. 

We know it's a difficult and uncertain time, so let us offer you the peace of mind with our individual and family health insurance plans that can get you the best care you need.

If you have been impacted due to this life event, please call 855-244-3694 to find out your coverage options.

The Power of Blue

Our goal is to provide the highest quality affordable health care solutions for all individuals and families within our communities. One in three Americans rely on Blue for their health care, and we insure more than one million South Carolinians. 

We're here to make it easy for you to choose the plan that's right for you and your family. In addition to member perks that go above and beyond typical health plan benefits, BlueEssentials plans offer up to $150 in rewards for completing wellness activities through Blue RewardsSM.*

  • The Largest Provider Network – We have an extensive network of doctors, hospitals, specialist, pharmacies and other health care providers throughout the state. View our provider directory to find out which ones are covered for you. 
  • Award Winning Customer Service – We provide first-class, superior service to our members when they need us most. Ninety-five percent of all customer inquiries are resolved within 24 hours.

Plans We Offer

Our BlueEssentialsSM Gold, Silver and Bronze plans all cover the same essential health care services. Plans vary by how much you pay for your premiums and how much you pay when you seek care so you can choose a plan that makes sense for your budget and situation.

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Gold Plans

Highest premiums and lowest out-of-pocket costs. A good choice for those who go to the doctor often or take many medications.

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Silver Plans

Balances monthly premiums and out-of-pocket costs. This plan has the best value for those who are eligible for cost-sharing reductions.

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Bronze Plans

Low monthly premiums and higher out-of-pocket costs for care. May be a good choice for those who don't often seek care or take many prescriptions. 

If you're under age 30 or qualify for a hardship exemption, a catastrophic plan may be an option. These plans have low premiums. But you'll have a high deductible to meet before the plan begins to pay for health care services.

If you don't qualify for a Special Enrollment Period (SEP), we have short-term health plans available. 

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