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Financial Assistance 

Our members have access to federal government assistance that can help make health insurance more affordable. These savings are provided to members either through an Advance Premium Tax Credit (APTC), Cost Sharing Reduction (CSR), or both.

What is APTC? 

An APTC is a federal subsidy that assists qualified individuals and families by reducing their monthly premiums.

What is CSR?

Members who qualify for an APTC also may be eligible for even lower out-of-pocket costs through a CSR. These savings only apply to a BlueEssentials Silver plan and vary based on an individual’s or family’s income. 

*To qualify for the $0 monthly premium on the Bronze 4 plan, individuals and families must meet strict income requirements to be eligible for an advanced premium tax credit that reduces this premium to as low as $0. You must enroll before Dec. 15, to qualify for this plan.

**Rewards can only be used towards copays, coinsurance, and out-of-pocket expenses for BlueEssentials members to use towards covered medical services. Excludes pharmacy

The Power of Blue

Our goal is to provide the highest quality affordable health care solutions for all individuals and families within our communities. One in three Americans rely on Blue for their health care, and we insure more than one million South Carolinians. 

We're here to make it easy for you to choose the plan that's right for you and your family. In addition to member perks that go above and beyond typical health plan benefits, 2020 BlueEssentials plans offer up to $150 in rewards for completing wellness activities through Blue RewardsSM.*

  • Low-Cost Plan Options – High quality health coverage can be affordable, and we are here to prove it. We offer numerous low-cost options — with plans as low as $0 a month to ensure the right plan for your needs and budget. Learn more.*
  • The Largest Provider Network – We have an extensive network of doctors, hospitals, specialist, pharmacies and other health care providers throughout the state. View our provider directory to find out which ones are covered for 2020. 
  • Award Winning Customer Service – We provide first-class, superior service to our members when they need us most. Ninety-five percent of all customer inquiries are resolved within 24 hours.

Open Enrollment is here!

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