Individual & Family Plans

Are you eligible for financial assistance?

If you make $14,500 or more per year, you may be eligible for a subsidy. Call us today to learn more.


*To qualify for the $0 monthly premium plan, individuals and families must meet strict income requirements to be eligible for an Advance Premium Tax Credit that reduces this premium to as low as $0. 

**Rewards can only be used towards copays, coinsurance and out-of-pocket expenses for individual and family members to use towards covered medical services. Excludes pharmacy. 

Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace website at This website does not display all qualified health plans (QHPs) available through To see all available QHP options, go to the Health Insurance Marketplace website at

A statewide network of options

BlueCross BlueShield of South Carolina offers our members a variety of options to suit their health insurance needs. From statewide to regional and telehealth, we have something for everyone.

Our plans are available in three metallic levels: Bronze, Silver and Gold. These levels were created to show the level of coverage within a plan. The plans vary by how much medical costs you will pay on average. The per month cost of these plans will vary depending on how much financial assistance you qualify for.

Which plan is right for you?

From BlueEssentialsSM, the No. 1 health plan in South Carolina, to regional network plans for certain counties, our members have more options for health care plans than any other insurance company in the state. We also offer dental plans and the option to access health care coverage outside of South Carolina when you're traveling.

The power of Blue

BlueCross offers our members a variety of added benefits to your coverage, plus peace of mind knowing that you have access to: 

  • All hospitals and most doctors in South Carolina.
  • Affordable plan options including plans that come with a $0 monthly premium*.
  • 100 percent coverage of preventive services.
  • Online tools to find doctors, pharmacies and a prescription drug lookup.
  • Rewards for completing wellness activities**.
  • Award-winning, local customer service agents.
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Open Enrollment has ended.

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