Redirected - Individual & Family Plans
*Rewards can only be used towards copays, coinsurance, and out-of-pocket expenses for Individual and Family members to use towards covered medical services. Excludes pharmacy.
Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace® website at HealthCare.gov. This website does not display all Qualified Health Plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace® website at HealthCare.gov.
You can find an agent in your area, or call us and speak with an agent directly.Find an agent Call 855-244-3694
Open Enrollment starts Nov.1. If you need coverage, you may be eligible to enroll if you have a Qualifying Life Event.
New and lower costs on marketplace coverage
You may be able to get more savings and lower costs on Marketplace health insurance coverage due to the American Rescue Plan Act.
The Power of Blue
Our goal is to provide the highest quality affordable health care solutions for all individuals and families within our communities. One in three Americans rely on Blue® for their health care, and BlueCross BlueShield of South Carolina insures more than one million South Carolinians.
We're here to make it easy for you to choose the plan that's right for you and your family. In addition to member perks that go above and beyond typical health plan benefits, Individual and Family plans offer up to $150 in rewards for completing wellness activities through Blue RewardsSM.*
- The Largest Provider Network – We have an extensive network of doctors, hospitals, specialist, pharmacies and other health care providers throughout the state. View our provider directory to find out which ones are covered for you.
- Award Winning Customer Service – We provide first-class, superior service to our members when they need us most. Ninety-five percent of all customer inquiries are resolved within 24 hours.
- New Plans - We have created new plans to tailor towards members who seek lower premiums; exclusively for those in particular areas across South Carolina.
Plans We Offer
Plans vary by where you live, how much you pay for your premiums and how much you pay when you seek care so you can choose a plan that makes sense for your budget and situation.
Our BlueEssentials Gold, Silver and Bronze plans all cover the same essentials health care services. These plans provide coverage through various networks across South Carolina.
Download the BlueEssentials Brochure for more information.
Highest premiums and lowest out-of-pocket costs. A good choice for those who go to the doctor often or take many medications.
Balances monthly premiums and out-of-pocket costs. This plan has the best value for those who are eligible for cost-sharing reductions.
Low monthly premiums and higher out-of-pocket costs for care. May be a good choice for those who don't often seek care or take many prescriptions.
If you're under age 30 or qualify for a hardship exemption, a catastrophic plan may be an option. These plans have low premiums. But you'll have a high deductible to meet before the plan begins to pay for health care services.
BlueExclusiveSM Cooper Plans
Our BlueExclusive Silver and Bronze plans cover many essential health care services. However, these plans cater towards individuals who live in Charleston, Dorchester or Berkley County. Members who live in a BlueExclusive Cooper area can visit any doctor in the MUSC Health Alliance Network. By visiting a network doctor or hospital, members may have a lower premiums than comparable plans in their area.
Download the Cooper Brochure for more information.
BlueExclusiveSM Reedy Plans
Our BlueExclusive Reedy Silver and Bronze plans cover many essential health care services. However, these plans cater towards individuals who live in Greenville County. Members who live in the BlueExclusive Reedy area can visit any doctor in the Prisma Health Upstate Network. By visiting a network doctor or hospital, members may have a lower premiums than comparable plans in their area.
Download the Reedy Brochure for more information.
Schedule an appointment with one of our insurance experts from one of our South Carolina BlueSM retail centers.Schedule an appointment